Blue Monday Is Coming: Try Our Survival Plan
- The (usually gloomy) weather at this time of year.
- Debts hanging over us, exacerbated by Christmas spending.
- The fact that the feel-good mood of the festive season is now a distant memory.
The start of a new year is often when landlords take stock, not in a dramatic, overhaul-everything way, but with a quieter realisation that this year (2025) frequently felt harder than it needed to be.
You’ve navigated the finances, secured the survey, and the legal work is wrapping up. You are now at the finish line! This final stage, covering Exchange to Completion, is where things become legally binding and deadlines are set.
The Bank of England's recent decision to cut interest rates on 18th December 2025 has sent ripples through the UK housing market. For many, this news brings a sense of relief and renewed optimism. Let's explore what these changes could mean for you.
Many homeowners worry about under-pricing their property, fearing they'll lose out financially. However, the real financial drain often comes from a slow sale, a factor frequently overlooked. Let's explore why a prolonged selling process can cost you far more.