On Church Lane in Culcheth, tucked beside Newchurch Parish Church and set back from the road behind its car park, sits the oldest pub in the village.

Birchwood continues to be one of the most active and accessible parts of Warrington's property market.

The council's financial position has been making national headlines, the government has appointed ministerial envoys to oversee reform, Birchwood Park is being sold to Goldman Sachs, and proposed cuts include street lighting reductions and service reviews.

Most landlords take out buildings insurance without a second thought. Far fewer think seriously about what happens if their tenant simply stops paying rent.