Most landlords take out buildings insurance without a second thought. Far fewer think seriously about what happens if their tenant simply stops paying rent.

One of the things people genuinely appreciate about living in this part of Warrington and the wider WA3 area is how much green space sits on the doorstep. You don't need to drive an hour to find a decent walk.

Drive through Birchwood today and you pass a business park, a forest park, a residential area, and a series of roads named after trees. It is quietly unremarkable in the way that most modern developments are.

Most streets have a history if you look hard enough. Stonyhurst Crescent in Culcheth has one that is genuinely remarkable. The homes that buyers compete for today, the large semi-detached Victorian properties with thick walls and generous proportions that sit along the crescent's distinctive oval layout, were not built as family homes at all.