In early 2023, property forecasters predicted a significant UK housing downturn over the next two years, citing rising interest rates following Liz Truss's departure. Halifax expected an 8% drop, Savills predicted a 10% drop, and Nomura Bank forecast up to a 15% drop.

The moment of truth! You’ve found 'the one' and now you need to make an offer. This is where the process moves from exciting search to strategic action. Don't worry, this isn't just about throwing a number out there; it's about positioning yourself as the strongest buyer.

So, you're mortgage ready and know exactly what you need. That's the hard bit done! Now we get to the fun part: the search. But searching for a home can quickly become overwhelming if you don't know how to filter like an expert and what to look for at a viewing. We’re here to help you turn frantic browsing into targeted, effective house hunting.

Considering a 2% deposit for your first home? It sounds appealing, but it is crucial to understand both the benefits and potential drawbacks. Let us explore what this option truly means for your homeownership journey.